Does it make sense to take out football ticket insurance?

Most of our readers have probably held a football ticket in their hands at some point, but when it comes to ticket insurance, there may be a few question marks over their heads. No wonder, as this service is often skipped over and seen as an unnecessary expense when there is a corresponding offer on the ticket exchanges. However, football ticket insurance can make perfect sense and help to protect yourself in various cases. In this article, we explain what ticket insurance can do, what circumstances can lead to it having to prove its validity and where you can take it out.

What is ticket insurance?

Even if the name initially suggests that it is purely about protecting your ticket, you will benefit in the end if the insurance comes into play. First of all, we want to make it clear that it is always best for you if ticket insurance does not have to be used. As a rule, it is mainly used for expensive football tickets such as VIP seats or seats in the main stand. The insurance is used in the event that a ticket is lost on the way to your home or a football match is cancelled. In both cases, you are entitled to a replacement or refund. However, if you lose the ticket yourself or damage it in such a way that it can no longer be used, the insurance will unfortunately not cover you.

Now you’re sure to have an important question ready, and it’s probably this: How much does ticket insurance cost? A legitimate question on your part and it is not easy for us to present an ultimate answer, because these insurances for your football ticket have different prices with each provider. You should expect to pay between €3 and €10 per ticket, as these are standard industry prices and quite realistic. If a provider wants to charge more for ticket insurance, you should carefully weigh up whether this optional ticket cover is worthwhile for you at all.

What are the advantages of ticket insurance?

Planning security and the certainty of knowing that you have financial backing are the two biggest advantages of ticket insurance for your football ticket. There are 3 main reasons why ticket protection needs to be activated:

• Loss of the ticket in the post
• Match cancellations
• personal reasons for no time

All 3 points mentioned fall under higher power and have nothing to do with any fault on your part. You can therefore contact the relevant ticket provider should one of these 3 cases occur. However, a refund or replacement is not always guaranteed, as it is important to check the individual case to see whether the ticket insurance will actually cover you.

Where can I buy football tickets with insurance?

When searching online for the best football tickets for your favourite club, you will certainly visit the various official fan shops of the clubs, as tickets for away matches are often available on the websites of the other clubs. Most of these shops offer you the option of booking ticket protection. But you also have the opportunity to take advantage of practical ticket protection at an external event ticket portal and sometimes on the secondary ticket market for football tickets.

For whom is it worth taking out ticket insurance?

Short answer from us: For everyone and for no one, because ticket insurance is a match of chance. Ideally, you should take it out and never need it. Then you may have paid a few euros more, but you can enjoy the football match of your dreams to the full. If you haven’t taken out ticket insurance and a problem arises, you could be stuck with the cost of the ticket and not even have the opportunity to watch the match live from the stands in the stadium.

It is therefore advisable to carefully weigh up which ticket equipment with insurance cover really has added value for you. It’s nonsense for cheap standing tickets or seats in low-cost categories, but you should at least consider the option of insurance cover for expensive tickets.

Bundesliga, DFB Cup, Champions League and more – you’ll find the right ticket offers for every match with us

Of course, we are interested in providing you with the most important news and valuable tips about the world of tickets for the football match of your choice via our ticket news and advice articles. According to our research, ticket insurance does not necessarily have the best reputation, as not everyone is convinced of its necessity. However, especially with very expensive tickets such as VIP tickets, it seems sensible to accept these small additional costs in order to be legally protected in the event of delivery problems or a match cancellation and to be entitled to a refund.

So if you are looking for interesting tickets for clubs such as FC Bayern Munich, Borussia Dortmund, Bayer Leverkusen or RB Leipzig, check whether it is possible to take out ticket insurance before you buy. If you have the chance to buy expensive seat tickets, it would indeed be worth considering activating this buyer protection. This way, you are on the safe side in the event of delivery problems and the like and can benefit from either a replacement ticket or a refund of the purchase price.